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Consumer Credit Counseling Services

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Consumer Credit Counseling Services

Debt to Income Calculator

Find out if you earn enough each month to confidently cover your bills.

Debt 1    Debt 2
Debt 3    Debt 4
Debt 5    Debt 6
Debt 7    Debt 8
Debt 9    Debt 10
Debt 11    Debt 12
TOTAL DEBT $



Take-Home Pay
Total Monthly Debt Payments  
(Excluding Mortgage)
Debt-to-Income Ratio = %

Under 15%-Relax. Continue repaying your debt and recalculate your debt-to-income ratio periodically.

15% - 20%-Caution. Contact our Consumer Credit Counseling Service agency now before debt becomes a problem. We'll give you long-term solutions to budgeting and managing your finances.

Over 20%-Danger! Contact our Consumer Credit Counseling Service agency immediately. We'll help you work out a repayment plan that could save you hundreds of dollars every month and offer you peace of mind!

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Or call us at 888-656-CCCS
ClearPoint Talks about the Credit CARD Act

How the
Credit CARD Act
Affects You Beginning
February 22

Testimonials
Now debt-free, former CCCS client Bob V. is a Human Resources professional in Virginia. When Bob decided to take action to turn his financial life around, he was recently divorced and at the bottom of a very deep hole of debt. Well-educated, with a Master's Degree, he never expected to find himself in tens of thousands of dollars in debt and that horrifying feeling of being out of control.
Bob V.
CDC

Copyright 2009, Consumer Credit Counseling Service of St. Louis formerly Consumer Debt Counseling (CDC). All Rights Reserved. CCCS of St. Louis is a trade name of ClearPoint Financial Solutions, Inc. Corporate office location 1300 Hampton Ave. at West Park St. Louis, MO 63139-3163

Customer Service available at 888.656.CCCS (2227)