
Consumer Credit Counseling Services
Debt to Income Calculator
Find out if you earn enough each month to confidently cover your bills.
Under 15%-Relax. Continue repaying your debt and recalculate
your debt-to-income ratio periodically.
15% - 20%-Caution. Contact
our Consumer Credit Counseling Service agency now before debt becomes
a problem. We'll give you long-term solutions to budgeting and managing
your finances.
Over 20%-Danger! Contact
our Consumer Credit Counseling Service agency immediately. We'll
help you work out a repayment plan that could save you hundreds of dollars
every month and offer you peace of mind!

Bill D. lives in Seattle, Washington. When he joined CCCS's Debt Management Program in 2001, he was a teacher with $20,000 in credit card debt. He is now following his lifelong dream of becoming a writer and looks forward to being free from his debt problems in the next year.
Bill D.
$20,000 in initial debt
$20,000 in initial debt


