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Consumer Credit Counseling Services

CCCS
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Consumer Credit Counseling Services

Household Budget Calculator

Find out if you earn enough each month to confidently cover your bills.

Your Gross Monthly Pay
(Before Taxes and Deductions) 		$
Your Monthly Take Home Pay $
Spouse's Gross Monthly Pay
(Before Taxes and Deductions) 		$
Spouse's Monthly Take Home Pay $
(Take Home Pay is Net pay plus any loans automatically deducted from your pay check. Mortgage, Auto, etc.)
Other Monthly Income $
Total Monthly Take Home Pay: $
 


Step 2: Monthly Expenses

Housing
Rent & Mortgage 1 $ 2nd Mortgage $
Condo & Homeowner's Fees $ Home & Renters Insurance $
Property Taxes $ Home Repairs & Maintenance $
Electric & Gas $ Water & Sewer $
Phone & Cell $ Cable & Internet $
Transportation:
Car Payment 1 $ Car Payment 2 $
Car Insurance $ Gasoline $
Car Maintenance $ Parking/Tolls $
Food and Personal:
Groceries & Household Suppl $ Clothing for Family $
Meals Out $ School Lunches $
Barber & Beauty Shop $ Dry Cleaning & Laundry $
Tobacco & Alcohol $ Newspaper & Magazines $
Health and Education:
Health Insurance & Co-Pay $ Prescriptions $
Life Insurance $ School Supplies $
Student Loan $ College Tuition $
Child Care $ Child Support $
Other:
Hobbies & Sports $ Pet Care $
Church & Charitable Donation $ Gifts & Holidays $
Delinquent Tax Payments $ Other Expenses $
Total all Credit Cards $ Total all Store Cards $

Total Monthly Expenses: $


Step 3: Monthly Surplus or Deficit


Total Monthly Income: $
Total Monthly Expenses: $
Monthly Surplus/Deficit(-) : $
 

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Testimonials
Jenny owed more than $36,000. One day she heard an educational radio program which inspired her to call a consumer credit counseling service for debt management help. Five years later, Jenny is debt-free and finally in control of her finances.
Jenny T.
$36,000 in initial debt
CDC

Copyright 2009, Consumer Credit Counseling Service of St. Louis formerly Consumer Debt Counseling (CDC). All Rights Reserved. CCCS of St. Louis is a trade name of ClearPoint Financial Solutions, Inc. Corporate office location 1300 Hampton Ave. at West Park St. Louis, MO 63139-3163

Customer Service available at 888.656.CCCS (2227)