Debt Management Client Profile

By moving frequently for job opportunities, Jenny T. unexpectedly ran into debt management trouble. Although each promotion came with a higher salary, each move around the Midwest created more expenses than the salary covered. Before she knew it, Jenny owed more than $36,000. One day she heard an educational radio program which inspired her to call our Consumer Credit Counseling Service (CCCS) agency for debt management help. Five years later, Jenny is debt-free and finally confident about her finances.

"I felt all alone with my debt management problem."

Jenny works as a behavioral therapist. She never expected to struggle to manage her finances. "I was sure it would all just work out," she admits. "But I was wrong." As fees and penalties added up, Jenny's mountain of debt kept growing, with no end in sight. Harassing creditors started calling her house, and Jenny felt scared and alone. "The debt spun out of control and I felt trapped."

"I didn't realize help was out there."

After hearing a radio program about debt management, Jenny realized that she could find the help she needed. She took a deep breath and called her local Consumer Credit Counseling Service (CCCS) agency. At the first meeting with her debt management counselor, Jenny felt relieved. "I knew I was going to be okay," she says. "My consumer credit counselor gave me the confidence to regain my life." The credit counselor provided advice and education on ways to better manage money. Jenny agreed to a debt management plan for paying off her bills, and began paying her daily expenses with cash.

"Now I focus on the important things."

Jenny saw immediate benefits from following her debt management plan. The harassing phone calls stopped, she started sleeping better, and she felt in control of her life once again. Now debt free, Jenny puts to work the financial education she received from our credit counseling agency, paying cash for purchases and shredding unsolicited credit card offers. "Calling your Consumer Credit Counseling Services agency was the best gift I ever gave myself."